Veterans United in
St. Louis, MO
in the MO, IL metro area
The St. Louis housing market in October has weakened compared to last year with the median home price around $289,900 — down 3.4% from last year. Homes for sale in St. Louis* now spend an average of 45 days on the market, and nearly 42% sell below asking price, giving buyers more negotiating power.
Just a few of the 834,154 Veterans we've helped get into homes.
8,857 Veterans in the St. Louis, MO-IL area alone!
Based on Veterans United and Veterans United Realty's internal data.
Britini M. | U.S. Air Force
Andy A. | U.S. Navy
Dennis R. | U.S. Marine Corps
Floyd B. | U.S. Marine Corps
Jacob P. | U.S. Army
Louis E. | U.S. Air Force
Nathan T. | U.S. Marine Corps
St. Louis Metro Housing Market in September 2026
Median Days on Market
45 days
Homes are staying on the market 2.27% longer than last month.
Average Listing Price
$364,056
Average home prices are down 1.71% since last month.
Active Listings
6,840 homes
Number of houses on the market are up 1.82% since last month.
Homes in the St. Louis region sell at a moderate pace.
42% of listings reduced price last month.
3,640
New listings
Down 8.5% from last month
6,840
Active listings
Up 1.8% from last month
VA Loan Market Share
9.4% of originations last year were VA loans.
4,678
Sold last year
1/11
Were VA loans
St. Louis Area
Own vs Rent Trends
A higher share of owner-occupied homes often reflects stronger long-term ties to the community, since homeowners are more likely to stay in one place and invest in their neighborhoods. By contrast, areas with a larger renter population may be more transient, offering flexibility but sometimes less stability in housing markets.
It could also be an indication of market health, as affordable markets often have higher owner-occupancy rates.
The home listing price-to-income ratio in the St. Louis area is 3.7
The ratio compares how expensive homes are in St. Louis relative to household income. A higher ratio means homes cost more compared to what people earn.
A healthy price-to-income ratio is generally around 3 times your household's annual income (or less), but higher ratios can be sustainable depending on your rate, DTI, and more.
Median Home Prices by Neighborhood in the St. Louis Region
This section breaks down median home prices by neighborhood. Use these insights to see where housing costs trend higher or lower, and to better understand the market at the zip code level.
The St. Louis metro median income is $78,224.
Explore St. Louis Area Neighborhoods
See how median home prices in individual St. Louis neighborhoods compare to the overall metro median.
View this chart to learn about the median listing price and the number of active listings in St. Louis over time.
Month
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Apr 2026
May 2026
Jun 2026
Jul 2026
Aug 2026
Listing Price
$273,000
$265,228
$269,900
$271,559
$236,900
$284,900
$281,650
$289,448
$288,900
$283,763
$279,900
$277,000
$275,000
$274,900
$277,450
$287,450
$292,000
$294,400
$312,400
$314,900
$313,900
$301,900
$299,900
$299,450
$289,900
$277,450
$274,950
$276,799
$289,900
$294,900
$299,900
$299,950
$300,000
$300,000
$299,900
$295,900
$291,900
$284,950
$284,900
$278,175
$280,900
$285,738
$289,900
$290,000
$289,900
$289,900
Month
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Apr 2026
May 2026
Jun 2026
Jul 2026
Aug 2026
Active Listings
4,799
4,264
3,823
3,499
2,109
3,581
3,752
3,973
4,296
4,393
4,869
5,123
5,159
4,650
4,136
3,927
3,970
4,175
4,407
4,792
4,948
5,166
5,473
5,614
5,727
5,097
4,551
4,469
4,701
4,878
5,258
5,691
5,838
5,868
6,161
6,344
6,358
5,639
5,019
4,950
5,225
5,599
5,950
6,274
6,718
6,840
Median Days on Market
Days on Market
This chart shows the median days on market for active listings over time. In other words: how quickly homes move in the market. A declining rate means rising competition among buyers, while an increase means listings are sitting longer.
Month
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Apr 2026
May 2026
Jun 2026
Jul 2026
Aug 2026
Median Days on Market
44
56
67
67
55
43
37
39
38
37
38
42
44
53
59
48
39
35
32
37
36
41
45
46
51
58
62
53
39
39
39
40
44
45
46
45
49
59
68
55
46
42
42
44
44
45
Market Hotness Score
Market Hotness
Based on Realtor.com's Market Hotness Index, this measure reflects how competitive the housing market is by comparing buyer demand with available inventory. Rising hotness scores point to more competition, while declining scores signal cooling conditions.
Month
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Apr 2026
May 2026
Jun 2026
Jul 2026
Aug 2026
Hotness Score
74.5819
73.5786
68.2274
50.6689
60.0334
65.8863
64.0468
60.0334
62.0401
66.7224
69.0635
66.2207
70.0669
69.2308
70.0669
67.893
69.398
74.4147
73.4114
64.8829
72.5753
72.7425
70.903
72.0736
70.0669
74.4147
73.913
71.5719
76.5886
70.7358
69.5652
72.7425
72.2408
73.913
74.2475
74.5819
75.5853
74.9164
71.4047
72.7425
70.4013
69.398
69.2308
67.893
72.408
73.5786
Pending Homes-for-Sale %
Percentage of Homes Sold per Month
This chart shows the percentage of homes that sold each month, highlighting buyer demand and long-term market trends. In most markets, around 20% of listings selling each month is considered balanced. Higher percentages point to a strong sellers' market, while lower percentages indicate more favorable conditions for buyers.
Largest overall VA lender (purchase and refinance) for four consecutive years.
More VA purchase loans than any other lender for the past 10 consecutive years
Over the last six fiscal years, Veterans United made more VA purchase loans than USAA, Navy Federal Credit Union, Rocket Mortgage, Wells Fargo and Freedom Mortgage combined.
We have 1,010 Veterans ready to buy your home right now!
VA buyers in the St. Louis area often find good options within a 10 to 25 minute commute of Scott Air Force Base, depending on school preferences and lifestyle needs. In competitive markets, not needing to ask for closing cost assistance can make a VA loan offer more appealing.
John S.Veterans United Network Realty Agent
1-800-985-5723 | 1512 Heriford Road, Columbia, MO 65202. Not affiliated with any government agency including the VA. Missouri Licensed Real Estate Brokerage; for license information, visit VeteransUnitedRealty.com. Equal Housing Opportunity.
Start Your VA Loan With Veterans United
Not sure where to begin? Whether you're stationed nearby or planning to move near St. Louis, we’ll help you understand what to expect.
Jeff was exceptional and his team followed suit. Overall, the process was made less difficult and we landed our dream home! We very much recommend!
Jonathan F. | Marine Corps
Verified Customer
Everyone was very helpful with questions for a first time home owner
Timothy E. | Army
Verified Customer
Wonderful team! Allie is the best! She answered every question we had and more. She even went to our closing with us to make it easier. The portal is super simple to use and makes the process easier and quicker. Paige worked with us on our time and was very helpful. LOVE this team!
Violet R. |
Verified Customer
The team I had put everything together quick and handled everything
Chandler A. | Army
Verified Customer
Everyone on the team was outstanding!
Mark M. | Army
Verified Customer
Mr Kollin King was out standing and carrying on all are personal needs thu out the process
Ricky T. | Army
Verified Customer
Working with Reed and the Team at Veterans United was exciting and a delight to have a group of top-notch professionals working toward one common goal-our homeownership.Never were there days of frustration or uncertainty working with this amazing team, who often anticipated our needs with a ready so...
Andy A. | Navy
Verified Customer
Jodi was amazing. If I should have any questions or dealings with Veterans United I would definitely ask for her. She had patience and was there for any and all concerns I had regarding the loan. At one time I was going to cancel everything and she explained everything and helped me reconsider and ...
Michael V. |
Verified Customer
I would definitely recommend Veterans United.
David C. | Army
Verified Customer
The entire staff was wonderful to work with. Danielle Stiers had been super helpful throughout the entire process. Any question or concern we had, she was able to answer on the same day. She would check in regularly with us to see how things were going and if we needed any assistance with anything.
Richard L. | Army
Verified Customer
Mark, Andrew and the whole team was awesome and ensured to help from start to finish and didn’t give up. Thanks for all the hard work and dedication, your team makes it from a dream to a reality.
Dennis R. | Marine Corps
Verified Customer
They were great to work with. Answered all my questions and it felt they went out of there way to help me.
Cordell V. | Army
Verified Customer
When trying to refinance our home we ran into some roadblocks on a few areas of our file. Hope, Courtney and their team stayed positive and never gave up. They worked diligently to see our refinance through! A long road that would have been very rough with their team helping smooth the way.
*Unless stated otherwise, data for the metro refers to the CBSA ("Core-Based Statistical Area"), the defined geography that makes up the surrounding metropolitan and micropolitan areas.
Estimate Accuracy Rating
Start Here: 0% Down VA Home Loans
2,541
Veterans started their VA Loan today.
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